Automated Payment Processing

EFT Payment & Electronic Remittance Information Processing

Jopari provides broad EFT processing capability spanning multiple payment types including; medical, TD & PD benefits, legal, vendor, reimbursement, P&C, & general AP. Support for multiple payment types allows the payer organization to maximize the benefits of payment automation across all payment functions. Jopari’s electronic payment solution provides broad electronic remittance information processing as well. Electronic remittance information processing links the payment to the remittance either physically or logically, and gives the payer multiple remittance format options including web based PDFs, ANSI Standard Formats (ANSI x12 835 / 820) via EDI and custom formats such as Flat File, CSV and Excel formats.

EFT / ACH Based Payment Transaction Services

Jopari provides all financial transaction services associated with processing EFT payments. Virtually all Jopari EFT transactions are handled through the Federal Reserves ACH Network. These transactions include but are not limited to ACH pre-notification testing, ACH Debit and ACH Credits.

Integration of Paper Based Payments

Jopari provides integration and coordination between the paper based and electronic payment process. This coordination is required to ensure both the smooth process migration from paper to electronic payments and the support of cross payment type visibility of pre and post payment processing data.

Exception Processing for Payment Authorization / Routing Approval

Jopari provides robust exception payment processing capabilities which are customized based on payer specific business rules, guidelines and third party customer requirements. Payers are ensured that their existing exception processing can be maintained and improved through the Jopari implementation.

Payment Consolidation

To maximize savings on both processing and postage costs Jopari leverages payment consolidation to combine payments to same payees on both the paper and electronic side. Likewise, the associated remittance is aggregated and delivered in concert with the aggregated payments.

Coordination of Payments and Remittance Data

Payments and Remittance are delivered together to provide easy remittance intake and reconciliation processing by payees. Whether paper based or electronically delivered, the synchronization of these two components is critical in reducing the secondary payment processing costs associated with payment status inquiry and dispute resolution functions.

Payee Network Management Services

Jopari provides payers with a variety of required vendor and payee facing activities. Jopari manages the solicitation, enrollment and registration of payees for EFT processing and supports the ability for payees to smoothly transition among payment mediums (paper checks, EFT and stored value cards) as well as remittance delivery mechanisms / formats (i.e. paper, web based PDF and EDI).